There are different Amortisation types in Treasury systems
- No Amortisation - Treasury Systems will not calculate any amortisation on the deal. The user can manually add add hoc amortisations or capital increases.
- Straight (Normal) - The amortisation amount entered will be the same for each period. Last period will be adjusted so the loan will be fully repaid on amortisation day.
- Annuity (Fixed Amortisation) - The amortisation will remain the same after interest fixing only the interest amount and total repayment will be adjusted. Used for annuity loans and Danish Mortgage loans.
- Annuity (Fixed Total repayment) - After interest fixing the total repayment will remain the same only adjustments the interest and amortisation are done. Used for annuity loans and Danish Mortgage loans.
- Annuity (Recalculate) - After interest fixing, the annuity will be recalculated from that day and onwards. Used for Annuity loans and Danish Mortgage Loans.