Amortisation Type

Created by Erik Åkerlund, Modified on Fri, 02 Jun 2023 at 10:49 AM by Karin Östergren

There are different Amortisation types in Treasury systems

  • No Amortisation - Treasury Systems will not calculate any amortisation on the deal. The user can manually add add hoc amortisations or capital increases.
  • Straight (Normal) -  The amortisation amount entered will be the same for each period. Last period will be adjusted so the loan will be fully repaid on amortisation day. 
  • Annuity (Fixed Amortisation) - The amortisation will remain the same after interest fixing only the interest amount and total repayment will be adjusted. Used for annuity loans and Danish Mortgage loans.
  • Annuity (Fixed Total repayment) - After interest fixing the total repayment will remain the same only adjustments  the interest and amortisation are done. Used for annuity loans and Danish Mortgage loans. 
  • Annuity (Recalculate) - After interest fixing, the annuity will be recalculated from that day and onwards. Used for Annuity loans and Danish Mortgage Loans.

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